About us

Services

About us

Services

Debt Advisory

Refinancing

A financing agreement is expiring and the facilities need to be renewed. This is an excellent time to bring in an advisor. Unlike with growth or an acquisition, this process usually takes place in a calm environment: there is a clear reason to continue the financing, and the timelines are visible well in advance.

It is precisely this calm that makes it tempting to stay with your existing financier. Yet a refinancing is the natural moment to test the market. Your current financier may come up with a new proposal, but is under no obligation to do so, and you will only know whether that proposal is truly the best once the market has been tested. Additionally, the conversation quickly turns to interest rates, while the other terms and conditions are at least as decisive for the future of your business.

Debt Advisory

Refinancing

A financing agreement is expiring and the facilities need to be renewed. This is an excellent time to bring in an advisor. Unlike with growth or an acquisition, this process usually takes place in a calm environment: there is a clear reason to continue the financing, and the timelines are visible well in advance.

It is precisely this calm that makes it tempting to stay with your existing financier. Yet a refinancing is the natural moment to test the market. Your current financier may come up with a new proposal, but is under no obligation to do so, and you will only know whether that proposal is truly the best once the market has been tested. Additionally, the conversation quickly turns to interest rates, while the other terms and conditions are at least as decisive for the future of your business.

Debt Advisory

Refinancing

A financing agreement is expiring and the facilities need to be renewed. This is an excellent time to bring in an advisor. Unlike with growth or an acquisition, this process usually takes place in a calm environment: there is a clear reason to continue the financing, and the timelines are visible well in advance.

It is precisely this calm that makes it tempting to stay with your existing financier. Yet a refinancing is the natural moment to test the market. Your current financier may come up with a new proposal, but is under no obligation to do so, and you will only know whether that proposal is truly the best once the market has been tested. Additionally, the conversation quickly turns to interest rates, while the other terms and conditions are at least as decisive for the future of your business.

What you can expect

The refinancing process

We first take a fresh look at the existing structure. Does it still fit the company as it stands today, and is there room to take money off the table? Next, we set out the organization and financial expectations in a financing memorandum and approach multiple financiers. We also make it known to the current financier that we are conducting a broader process. This commercial pressure works: as a result, even an existing relationship puts renewed effort into the case.

We reduce the proposals received to their essence and go through them with you section by section, so that you know the key terms of each financier and what the financing costs on an annual basis. In the negotiation, attention goes mainly to those terms: headroom in the covenants, the repayment structure and the flexibility to continue doing business.

Why Maasdael?

Maasdael has its origins in financing. Our founding partners have held management positions at banks, and we have guided many businesses in raising and extending financing. As a result, we know which financiers are active, where their appetite lies, and what is currently in line with the market. A partner is involved in every engagement.

Our approach is personal and no-nonsense: we manage the process so that it takes up little of your time, and we keep the conversation focused on the aspects that will still matter five years from now.

Want to know more about refinancing your business?

We are happy to help you

Want to know more about refinancing your business?

We are happy to help you

Want to know more about refinancing your business?

We are happy to help you